I really don't think any of these groups putting out reports really KNOW how it's going to turn out. For that matter, I don't think anyone does. Many of these reports are skewed politically just as the health care debate was. I don't believe any of 'em because none of them offer you anything to substantially back up their predictions. But, any legislation was a starting point at least on and issue that needed to be dealt with 40 years ago...too bad it took this long to get started on it.